/* ===== Ishta Grid Rise : Housing Loan & Mortgage Loan sections ===== */
.loan-wrap{--ln-navy:#071426;--ln-navy2:#0f2747;--ln-gold:#c9a24b;--ln-gold2:#f0d48a;--ln-ink:#1b2433;--ln-muted:#5d6878;--ln-line:#e6dcc4;--ln-cream:#faf6ec;
  background:linear-gradient(180deg,#fbf8f1 0%,#f4eedf 100%);padding:96px 0;position:relative;overflow:hidden;color:var(--ln-ink)}
.loan-wrap::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(7,20,38,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(7,20,38,.035) 1px,transparent 1px);background-size:56px 56px;pointer-events:none}
.loan-wrap .container{position:relative}
.loan-head{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:end;margin-bottom:48px}
.loan-head .eyebrow{color:#a5822f}
.loan-head h2{font-family:'Playfair Display',Georgia,serif;font-size:46px;letter-spacing:-.6px;color:var(--ln-navy);margin:10px 0 0;line-height:1.1}
.loan-head h2 em{font-style:normal;color:#a5822f}
.loan-head p{color:var(--ln-muted);margin:0;line-height:1.7}
.loan-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
.loan-card{background:#fff;border:1px solid var(--ln-line);border-radius:22px;overflow:hidden;display:flex;flex-direction:column;box-shadow:0 18px 50px -28px rgba(7,20,38,.35);transition:transform .3s ease,box-shadow .3s ease;scroll-margin-top:110px}
.loan-card:hover{transform:translateY(-4px);box-shadow:0 28px 60px -28px rgba(7,20,38,.45)}
.loan-top{background:linear-gradient(135deg,var(--ln-navy2),var(--ln-navy));color:#fff;padding:30px 30px 26px;position:relative}
.loan-top::after{content:"";position:absolute;left:30px;right:30px;bottom:0;height:3px;border-radius:3px;background:linear-gradient(90deg,var(--ln-gold),var(--ln-gold2),transparent)}
.loan-badge{display:inline-flex;align-items:center;gap:8px;font-size:11px;letter-spacing:.16em;font-weight:700;color:var(--ln-gold2);border:1px solid rgba(240,212,138,.35);border-radius:40px;padding:6px 12px}
.loan-icon{width:54px;height:54px;border-radius:14px;background:rgba(240,212,138,.12);border:1px solid rgba(240,212,138,.35);display:grid;place-items:center;float:right}
.loan-icon svg{width:28px;height:28px;stroke:var(--ln-gold2);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.loan-top h3{font-family:'Playfair Display',Georgia,serif;color:#fff;font-size:clamp(1.45rem,2.4vw,1.85rem);margin:18px 0 8px;line-height:1.2}
.loan-top p{color:rgba(255,255,255,.78);margin:0;line-height:1.6;font-size:.98rem}
.loan-body{padding:26px 30px 30px;display:flex;flex-direction:column;gap:22px;flex:1}
.loan-label{font-size:11px;letter-spacing:.16em;font-weight:700;color:#a5822f;margin:0 0 10px;text-transform:uppercase}
.loan-chips{display:flex;flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none}
.loan-chips li{font-size:.84rem;background:var(--ln-cream);border:1px solid var(--ln-line);color:var(--ln-navy);padding:6px 12px;border-radius:30px}
.loan-features{list-style:none;margin:0;padding:0;display:grid;gap:11px}
.loan-features li{position:relative;padding-left:30px;line-height:1.55;color:var(--ln-ink);font-size:.95rem}
.loan-features li::before{content:"";position:absolute;left:0;top:3px;width:19px;height:19px;border-radius:50%;background:var(--ln-navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23f0d48a' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/12px no-repeat}
.loan-features b{color:var(--ln-navy)}
.loan-details{border:1px solid var(--ln-line);border-radius:14px;background:var(--ln-cream)}
.loan-details+.loan-details{margin-top:-10px}
.loan-details summary{cursor:pointer;list-style:none;padding:14px 18px;font-weight:600;color:var(--ln-navy);display:flex;justify-content:space-between;align-items:center;gap:10px}
.loan-details summary::-webkit-details-marker{display:none}
.loan-details summary::after{content:"+";font-size:1.3rem;line-height:1;color:#a5822f;transition:transform .25s}
.loan-details[open] summary::after{transform:rotate(45deg)}
.loan-details .loan-detail-body{padding:0 18px 16px;color:var(--ln-muted);font-size:.92rem;line-height:1.65}
.loan-details .loan-detail-body ul{margin:0;padding-left:18px}
.loan-details .loan-detail-body li{margin:4px 0}
.loan-details .loan-detail-body strong{color:var(--ln-navy)}
.loan-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:auto;padding-top:4px}
.loan-btn{display:inline-flex;align-items:center;gap:8px;padding:13px 20px;border-radius:40px;font-weight:600;font-size:.92rem;text-decoration:none;transition:all .25s}
.loan-btn.primary{background:linear-gradient(135deg,var(--ln-gold2),var(--ln-gold));color:var(--ln-navy)}
.loan-btn.primary:hover{filter:brightness(1.05);transform:translateY(-1px)}
.loan-btn.ghost{border:1px solid var(--ln-navy);color:var(--ln-navy)}
.loan-btn.ghost:hover{background:var(--ln-navy);color:#fff}
.loan-steps{margin-top:56px;background:linear-gradient(135deg,var(--ln-navy2),var(--ln-navy));border-radius:22px;padding:38px 34px;color:#fff}
.loan-steps h3{color:#fff;margin:0 0 6px;font-size:1.4rem}
.loan-steps>p{color:rgba(255,255,255,.72);margin:0 0 26px}
.loan-steps ol{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:18px;counter-reset:ls}
.loan-steps li{counter-increment:ls;border-top:2px solid rgba(240,212,138,.35);padding-top:14px}
.loan-steps li::before{content:"0" counter(ls);display:block;font-weight:700;color:var(--ln-gold2);font-size:1.05rem;margin-bottom:6px}
.loan-steps li b{display:block;color:#fff;font-size:.95rem;margin-bottom:4px}
.loan-steps li span{color:rgba(255,255,255,.68);font-size:.84rem;line-height:1.5}
.loan-note{margin:26px 0 0;font-size:.8rem;line-height:1.6;color:var(--ln-muted);border-left:3px solid var(--ln-gold);padding:4px 0 4px 14px}
.loan-more{text-align:center;margin-top:34px}
@media (max-width:1024px){.loan-steps ol{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:860px){.loan-head h2{font-size:38px}.loan-head,.loan-grid{grid-template-columns:1fr}.loan-head{gap:14px}.loan-wrap{padding:70px 0}}
@media (max-width:560px){.loan-top,.loan-body{padding-left:22px;padding-right:22px}.loan-top::after{left:22px;right:22px}.loan-steps{padding:28px 22px}.loan-steps ol{grid-template-columns:repeat(2,minmax(0,1fr))}.loan-actions .loan-btn{flex:1 1 100%;justify-content:center}}

/* 3-card loan grid */
.loan-grid.three{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.loan-grid.three .loan-top{padding:26px 24px 22px}.loan-grid.three .loan-top::after{left:24px;right:24px}
.loan-grid.three .loan-body{padding:22px 24px 26px}
.loan-grid.three .loan-top h3{font-size:1.45rem}
@media (max-width:1100px){.loan-grid.three{grid-template-columns:repeat(2,minmax(0,1fr))}.loan-grid.three>.loan-card:last-child{grid-column:1/-1}}
@media (max-width:860px){.loan-grid.three{grid-template-columns:1fr}}
/* Specialisation list (card + popup) */
.spec-list{list-style:none;margin:16px 0 0;padding:0;display:grid;gap:10px}
.spec-list li{position:relative;padding:10px 12px 10px 38px;border:1px solid rgba(212,173,98,.35);background:rgba(212,173,98,.06);border-radius:4px;line-height:1.5}
.spec-list li::before{content:"";position:absolute;left:12px;top:13px;width:16px;height:16px;border-radius:50%;background:#d4ad62 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23071426' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/10px no-repeat}
.spec-list b{display:block;font-size:13px;letter-spacing:.2px}
.spec-list span{display:block;font-size:12.5px;opacity:.85}
.specialisation-dialog{max-height:calc(100vh - 44px);overflow-y:auto}
.specialisation-dialog .spec-list{margin:0 0 20px}
.specialisation-dialog .spec-list b{color:#071426}
.specialisation-dialog .spec-list span{color:#5d6878;opacity:1}

/* ===== Site structure extras (v11) ===== */
.hero.page-hero{min-height:0;padding:96px 0 84px}
.hero.page-hero h1{font-size:clamp(40px,5vw,64px)}
.hero.page-hero p{max-width:720px;color:#c9d3de;font-size:15px;line-height:1.75}
.jump-chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:30px}
.jump-chips a{display:inline-flex;align-items:center;gap:9px;border:1px solid rgba(240,209,138,.35);background:rgba(255,255,255,.04);color:#fff;padding:10px 16px;font-size:12px;font-weight:700;letter-spacing:.3px;transition:.25s}
.jump-chips a b{color:#f0d18a;font-size:10px;letter-spacing:1.5px}
.jump-chips a:hover{background:#d4ad62;color:#071426;border-color:#d4ad62}.jump-chips a:hover b{color:#071426}
section[id]{scroll-margin-top:90px}
.intro-section .eyebrow,.expertise-section .eyebrow,.igr-services .eyebrow,.process-section .eyebrow,.identity-section .eyebrow,.leadership-section .eyebrow,.svc-cat .eyebrow{color:#a5822f}

/* 9 service cards on home */
.expertise-section .service-card{min-height:250px}
.more-link{text-align:center;margin-top:38px}
.btn.outline-dark{border:1px solid #071426;color:#071426}.btn.outline-dark:hover{background:#071426;color:#fff}
.btn.outline-light{border:1px solid rgba(240,209,138,.6);color:#f0d18a}.btn.outline-light:hover{background:#f0d18a;color:#071426}

/* IGR specialisation section */
.igr-special-card.igr-wide{display:block;padding:38px 40px}
.igr-card-body{width:100%}
.igr-wide h3{font-family:'Playfair Display',Georgia,serif;font-size:30px;line-height:1.2;margin:10px 0 12px}
.igr-wide>div>p{max-width:820px;font-size:14px;line-height:1.75}
.igr-wide .spec-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:26px 0 0}
.igr-wide .spec-list li{padding:16px 16px 16px 44px}
.igr-wide .spec-list li::before{left:16px;top:18px}
.igr-wide .spec-list b{font-size:14px;color:#fff;margin-bottom:4px}
.igr-wide .spec-list span{color:#bdc8d3;opacity:1}
.igr-wide .card-no{color:#f0d18a}
.igr-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.igr-actions .btn{margin-top:0}

/* Service category sections */
.svc-cat{background:#fff}
.svc-cat.alt{background:#f7f4ed}
.svc-cat-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:start}
.svc-cat-head{position:sticky;top:110px}
.svc-cat-no{font-family:'Playfair Display',Georgia,serif;font-size:64px;line-height:1;color:#d4ad62;opacity:.9;margin-bottom:18px}
.svc-cat-head h2{margin-bottom:16px!important}
.svc-cat-head p{color:#687487;font-size:14px;line-height:1.75;max-width:420px}
.svc-cat-link{display:inline-block;margin-top:14px;font-size:11px;font-weight:800;letter-spacing:1px;color:#866324;text-transform:uppercase}
.svc-items{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.svc-item{background:#fff;border:1px solid #e2dbcf;padding:28px 26px;min-height:190px;transition:.3s;position:relative}
.svc-cat:not(.alt) .svc-item{background:#fbf9f4}
.svc-item:hover{transform:translateY(-5px);box-shadow:0 20px 40px rgba(7,20,38,.09);border-color:rgba(212,173,98,.6)}
.svc-item span{display:block;font-size:10px;letter-spacing:2px;color:#d4ad62;font-weight:800;margin-bottom:18px}
.svc-item h4{font-family:'Manrope',sans-serif;font-size:18px;color:#071426;margin:0 0 10px}
.svc-item p{color:#687487;font-size:13px;line-height:1.65;margin:0}

/* CTA & footer */
.cta-buttons{display:flex;flex-wrap:wrap;gap:12px}
.cta-buttons .btn{margin-top:0}
.footer-grid.footer-4{grid-template-columns:1.4fr .8fr .8fr 1fr;gap:44px}

/* Contact page layout */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;align-items:start}
.contact-item{display:flex;gap:18px;padding:18px 0;border-bottom:1px solid #e3ddd1}
.contact-item>span{font-family:'Playfair Display',Georgia,serif;color:#d4ad62;font-size:22px;min-width:34px}
.contact-item strong{display:block;color:#071426;font-size:12px;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:6px}
.contact-item p{margin:0;color:#687487;line-height:1.7}
.contact-info .lead-copy{color:#687487;margin-bottom:18px}
.contact-info>div:last-child{margin-top:26px}
.enquiry-card{background:#fff;border:1px solid #e2dbcf;padding:34px;box-shadow:0 24px 60px -30px rgba(7,20,38,.3)}

@media(max-width:900px){
 .svc-cat-grid,.contact-grid{grid-template-columns:1fr;gap:34px}
 .svc-cat-head{position:static}
 .footer-grid.footer-4{grid-template-columns:1fr 1fr}
 .igr-wide .spec-list{grid-template-columns:1fr}
}
@media(max-width:650px){
 .svc-items{grid-template-columns:1fr}
 .igr-special-card.igr-wide{padding:26px 20px}
 .igr-wide h3{font-size:24px}
 .footer-grid.footer-4{grid-template-columns:1fr}
 .hero.page-hero{padding:60px 0 56px}
 .jump-chips a{flex:1 1 100%}
 .enquiry-card{padding:24px 18px}
}
/* About / generic inner-page blocks */
.split{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}
.split p{color:#687487;font-size:15px;line-height:1.8}
.section.soft{background:#f7f4ed}
.section.dark{background:linear-gradient(125deg,#061426,#0a1e35 58%,#071426);color:#fff}
.section.dark h2{color:#fff}.section.dark p{color:#bdc8d3}
.section.soft .eyebrow,.split .eyebrow,.contact-info .eyebrow,.enquiry-card .eyebrow{color:#a5822f}
.cards>article:not(.service-card){background:#fff;border:1px solid #e2dbcf;padding:34px 30px;transition:.3s}
.cards>article:not(.service-card):hover{transform:translateY(-5px);box-shadow:0 20px 40px rgba(7,20,38,.09);border-color:rgba(212,173,98,.6)}
.cards>article:not(.service-card)>span{display:block;font-size:10px;font-weight:800;letter-spacing:3px;color:#d4ad62;margin-bottom:22px}
.cards>article:not(.service-card) h3{font-family:'Playfair Display',Georgia,serif;color:#071426;font-size:24px;margin:0 0 10px}
.cards>article:not(.service-card) p{color:#687487;font-size:14px;line-height:1.7;margin:0}
@media(max-width:900px){.split{grid-template-columns:1fr;gap:20px}}
/* Leader contact + 7-step loan process */
.leader-contact{display:flex;flex-wrap:wrap;align-items:center;gap:8px 14px;margin-top:14px}
.leader-contact a{font-size:12px;font-weight:700;text-decoration:none}
.leader-contact .lc-call{color:#071426}
.leader-contact .lc-wa{color:#8c6b2c;border:1px solid rgba(212,173,98,.6);padding:4px 10px;border-radius:30px}
.leader-contact .lc-wa:hover{background:#d4ad62;color:#071426}
.loan-steps ol{grid-template-columns:repeat(7,minmax(0,1fr));gap:16px}
@media(max-width:1100px){.loan-steps ol{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:900px){.leader-contact{justify-content:center}}
@media(max-width:560px){.loan-steps ol{grid-template-columns:repeat(2,minmax(0,1fr))}}
.emblem-line{display:none!important}
/* Client login link in header */
.nav-login{color:#f0d18a!important;font-weight:700}

.site-header nav a{white-space:nowrap}
@media(max-width:1280px){.site-header nav{gap:18px;font-size:12.5px}}
@media(max-width:1180px){
 .site-header .nav-wrap{position:relative}
 .site-header nav{display:none;position:absolute;left:0;right:0;top:100%;background:#071426;padding:20px;flex-direction:column;align-items:flex-start;gap:16px;border-bottom:1px solid rgba(255,255,255,.1);z-index:50}
 .site-header .nav-wrap.open nav{display:flex}
 .site-header .menu{display:block}
}

/* Property documents section */
.docs-section{background:#f7f4ed}
.doc-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.doc-card{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid #e2dbcf;padding:20px 18px;text-decoration:none;color:inherit;transition:.25s}
.doc-card:hover{border-color:#d4ad62;transform:translateY(-4px);box-shadow:0 18px 36px -20px rgba(7,20,38,.35)}
.doc-ic{flex:0 0 42px;height:42px;display:grid;place-items:center;background:#071426;color:#f0d18a;font-size:18px}
.doc-body{display:flex;flex-direction:column;min-width:0;flex:1}
.doc-body b{font-family:'Manrope',sans-serif;color:#071426;font-size:15px;line-height:1.3}
.doc-body em{font-style:normal;color:#8a6526;font-size:12.5px;margin-top:2px}
.doc-body small{color:#687487;font-size:12.5px;line-height:1.5;margin-top:6px}
.doc-foot{display:flex;justify-content:space-between;align-items:center;gap:8px;margin-top:12px;flex-wrap:wrap}
.doc-price{font:700 12px 'DM Sans';color:#071426;background:#fff6e2;border:1px solid #efdcb0;border-radius:30px;padding:3px 10px}
.doc-go{font:800 10.5px 'DM Sans';letter-spacing:.5px;color:#866324;text-transform:uppercase}
.docs-cta{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:30px}
.docs-cta .btn{margin-top:0}
@media(max-width:1100px){.doc-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:820px){.doc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:520px){.doc-grid{grid-template-columns:1fr}}
.docs-section .eyebrow{color:#a5822f}
.doc-body{align-self:stretch}
.doc-foot{margin-top:auto;padding-top:12px}

.whats-new .specialisation-dialog{border-top:4px solid #d4ad62}
.whats-new .eyebrow{color:#a5822f}
.wn-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-bottom:18px}
.wn-grid a{display:block;border:1px solid #e6dcc4;background:#fffaf0;padding:12px;text-decoration:none;transition:.2s}
.wn-grid a:hover{border-color:#d4ad62;background:#fff3d9}
.wn-grid b{display:block;font-size:13.5px;color:#071426}
.wn-grid span{font-size:12.5px;font-weight:700;color:#8a6526}
.wn-actions{display:flex;flex-direction:column;gap:12px;align-items:stretch}
.wn-actions .btn{margin-top:0;justify-content:center;text-align:center}
.wn-link{text-align:center;font-size:12.5px;color:#687487}

/* What's new bar */
.new-bar{display:flex;align-items:center;justify-content:center;gap:12px;flex-wrap:wrap;background:linear-gradient(90deg,#c9a24b,#f0d18a,#c9a24b);color:#071426;text-decoration:none;padding:9px 16px;font-size:13px;text-align:center}
.new-bar .nb-tag{background:#071426;color:#f0d18a;font-weight:800;font-size:10.5px;letter-spacing:1.5px;padding:3px 8px}
.new-bar .nb-go{font-weight:800;text-decoration:underline;text-underline-offset:3px}
.new-bar:hover .nb-go{text-decoration:none}
@media(max-width:640px){.new-bar{font-size:12px;gap:8px}.new-bar .nb-go{display:none}}

/* ===== Notice-style "What's New" popup (IGR style) ===== */
.notice-modal{padding:18px}
.notice-dialog{position:relative;z-index:1;width:min(860px,100%);max-height:min(90vh,820px);display:flex;flex-direction:column;background:#fff;border-radius:10px;box-shadow:0 30px 90px rgba(0,0,0,.35);overflow:hidden}
.nd-head{display:flex;align-items:center;justify-content:space-between;padding:16px 22px;border-bottom:1px solid #e8e2d6}
.nd-head h2{font-family:'Manrope',sans-serif;font-size:20px;font-weight:800;color:#071426;margin:0}
.nd-x{border:0;background:none;font-size:28px;line-height:1;color:#071426;cursor:pointer;padding:0 4px}
.nd-body{padding:20px 22px;overflow-y:auto}
.nd-banner{position:relative;overflow:hidden;background:linear-gradient(120deg,#0b2a52,#071426 70%);border-radius:10px;padding:22px 24px;color:#fff}
.nd-banner p{margin:0 0 16px;font-size:16px;line-height:1.6;max-width:640px;position:relative;z-index:1}
.nd-banner-row{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;position:relative;z-index:1}
.nd-btn{display:inline-flex;align-items:center;gap:10px;background:#fff;color:#071426;text-decoration:none;font-weight:700;font-size:14px;padding:11px 18px;border-radius:8px;border:2px solid #f0d18a}
.nd-btn svg,.nd-tile svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.nd-btn:hover{background:#fff6e2}
.nd-more{color:#f0d18a;font-weight:700;font-size:14px;text-decoration:none}
.nd-more:hover{text-decoration:underline}
.nd-mark{position:absolute;right:18px;top:12px;font:800 54px 'Manrope',sans-serif;color:rgba(240,209,138,.12);letter-spacing:4px}
.nd-list{margin:18px 0 0;padding:0 0 0 20px;display:grid;gap:12px}
.nd-list li{font-size:14.5px;line-height:1.6;color:#1b2433}
.nd-list a{font-weight:800;color:#0b3d8c;text-decoration:none;margin-left:2px}
.nd-list a:hover{text-decoration:underline}
.nd-new{display:inline-block;margin-left:8px;font:italic 800 11px 'DM Sans',sans-serif;color:#c0392b;background:#fff3c4;padding:1px 7px;border-radius:10px;transform:rotate(-4deg);animation:ndpulse 1.8s ease-in-out infinite}
@keyframes ndpulse{0%,100%{opacity:1}50%{opacity:.55}}
@media (prefers-reduced-motion:reduce){.nd-new{animation:none}}
.nd-tiles{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-top:20px}
.nd-tile{display:flex;align-items:center;gap:10px;border:1px solid #e3ddd1;border-radius:8px;padding:14px;text-decoration:none;color:#0b2a52;font-weight:700;font-size:14px;transition:.2s}
.nd-tile svg{flex:0 0 22px;width:22px;height:22px;color:#0b2a52}
.nd-tile:hover{border-color:#d4ad62;background:#fffaf0}
.nd-foot{display:flex;justify-content:flex-end;padding:12px 22px;border-top:1px solid #e8e2d6;background:#faf8f3}
.nd-close{border:0;background:#5f6b7a;color:#fff;font-weight:700;font-size:14px;padding:9px 20px;border-radius:6px;cursor:pointer}
.nd-close:hover{background:#071426}
@media(max-width:760px){
 .nd-tiles{grid-template-columns:1fr 1fr}
 .nd-banner p{font-size:14.5px}
 .nd-mark{display:none}
}
@media(max-width:640px){
 .notice-modal{align-items:flex-end;padding:0}
 .notice-dialog{width:100%;max-height:88vh;border-radius:14px 14px 0 0}
 .nd-body{padding:16px}
 .nd-list li{font-size:13.5px}
}

/* ===== Language switch ===== */
.lang-switch{display:flex;margin-left:14px;border:1px solid rgba(240,209,138,.55);border-radius:30px;overflow:hidden;flex:0 0 auto}
.lang-switch button{border:0;background:transparent;color:#cfd8e3;font:700 11.5px 'DM Sans',sans-serif;padding:6px 11px;cursor:pointer;line-height:1.2}
.lang-switch button.on{background:#d4ad62;color:#071426}
.lang-switch button:not(.on):hover{color:#fff}
.site-header .nav-wrap{gap:10px}
@media(max-width:1180px){.lang-switch{margin-left:auto}}
@media(max-width:650px){.lang-switch button{padding:5px 8px;font-size:10.5px}}

/* Marathi typography */
html[lang="mr"] body{font-family:'Mukta','DM Sans',Arial,sans-serif}
html[lang="mr"] h1,html[lang="mr"] h2,html[lang="mr"] h3{font-family:'Martel','Mukta',Georgia,serif;letter-spacing:0}
html[lang="mr"] .eyebrow{letter-spacing:1px}
.site-header .nav-wrap{justify-content:flex-start}
.site-header nav{order:2;margin-left:auto}
.site-header .lang-switch{order:3}
.site-header .menu{order:4}
@media(max-width:1180px){.site-header .lang-switch{margin-left:auto}.site-header .menu{margin-left:6px}}
/* Devanagari: letter-spacing breaks conjuncts */
html[lang="mr"] body *{letter-spacing:0!important;text-transform:none!important}

/* ---- Lighter backdrop so the site stays visible ---- */
.specialisation-backdrop{background:rgba(7,20,38,.38)!important;backdrop-filter:none!important}
/* ---- "What's New" corner panel (does not block the site) ---- */
.wn-panel{position:fixed;right:20px;bottom:20px;z-index:9990;width:min(410px,calc(100% - 32px));display:none}
.wn-panel.open{display:block;animation:wnIn .35s ease-out}
@keyframes wnIn{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:none}}
.wn-panel .notice-dialog{width:100%;max-height:min(72vh,620px);border-radius:12px;box-shadow:0 18px 50px rgba(7,20,38,.32);border:1px solid #e3ddd1;border-top:4px solid #d4ad62}
.wn-panel .nd-head{padding:12px 16px}
.wn-panel .nd-head h2{font-size:17px}
.wn-panel .nd-x{font-size:24px}
.wn-panel .nd-body{padding:14px 16px}
.wn-panel .nd-banner{padding:14px 16px;border-radius:8px}
.wn-panel .nd-banner p{font-size:13.5px;margin-bottom:10px}
.wn-panel .nd-btn{padding:8px 12px;font-size:13px}
.wn-panel .nd-more{font-size:12.5px}
.wn-panel .nd-mark{display:none}
.wn-panel .nd-list{gap:8px;margin-top:12px;padding-left:18px}
.wn-panel .nd-list li{font-size:13px;line-height:1.5}
.wn-panel .nd-tiles{grid-template-columns:1fr 1fr;gap:8px;margin-top:14px}
.wn-panel .nd-tile{padding:9px 10px;font-size:12.5px}
.wn-panel .nd-foot{padding:8px 16px}
.wn-panel .nd-close{padding:6px 16px;font-size:13px}
@media (prefers-reduced-motion:reduce){.wn-panel.open{animation:none}}
@media(max-width:640px){
 .wn-panel{right:0;left:0;bottom:0;width:100%}
 .wn-panel .notice-dialog{max-height:62vh;border-radius:14px 14px 0 0}
}
.site-header .brand-copy strong,.site-header .brand-copy small{white-space:nowrap}
@media(max-width:1440px){.site-header nav{gap:14px;font-size:12px}.site-header .nav-cta{padding:9px 12px!important}.lang-switch{margin-left:10px}}
@media(max-width:1300px) and (min-width:1181px){.site-header .brand-copy small{display:none}}

/* ===== SEO service guide pages ===== */
.seo-hero{padding:70px 0 64px}
.seo-hero h1{margin-bottom:6px}
.seo-hero p{max-width:820px}
.seo-mr{color:#f0d18a!important;font-weight:700;font-size:18px!important;margin:0 0 18px}
.seo-crumb{font-size:12.5px;color:#9fb0c3;margin-bottom:18px}
.seo-crumb a{color:#cfd8e3;text-decoration:none}.seo-crumb a:hover{color:#f0d18a}
.seo-hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.seo-hero-cta .btn{margin-top:0}
.seo-grid{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:48px;align-items:start}
.seo-content h2{font-family:'Playfair Display',Georgia,serif;font-size:28px;color:#071426;margin:34px 0 12px}
.seo-content h2:first-child{margin-top:0}
.seo-content p,.seo-content li{color:#3d4a5c;font-size:15.5px;line-height:1.8}
.seo-content ul,.seo-content ol{padding-left:22px;margin:0 0 8px}
.seo-content li{margin:4px 0}
.seo-content a{color:#8a6526}
.seo-faq{border:1px solid #e3ddd1;background:#fff;margin:10px 0;padding:0}
.seo-faq summary{cursor:pointer;padding:15px 18px;font-weight:700;color:#071426;list-style:none;position:relative;padding-right:44px}
.seo-faq summary::-webkit-details-marker{display:none}
.seo-faq summary::after{content:"+";position:absolute;right:18px;top:12px;font-size:22px;color:#a5822f}
.seo-faq[open] summary::after{content:"–"}
.seo-faq p{margin:0;padding:0 18px 16px}
.seo-note{margin-top:26px!important;font-size:13px!important;color:#687487!important;border-left:3px solid #d4ad62;padding-left:12px}
.seo-side{position:sticky;top:110px}
.seo-card{background:#071426;color:#fff;padding:26px 24px;border-top:4px solid #d4ad62;display:flex;flex-direction:column;gap:12px}
.seo-card .eyebrow{color:#f0d18a}
.seo-card h3{color:#fff;font-family:'Playfair Display',Georgia,serif;font-size:22px;margin:0}
.seo-card .btn{margin:0;justify-content:center;text-align:center}
.seo-card .btn.outline-dark{border-color:rgba(240,209,138,.6);color:#f0d18a}
.seo-card .btn.outline-dark:hover{background:#f0d18a;color:#071426}
.seo-price{background:rgba(240,209,138,.1);border:1px solid rgba(240,209,138,.35);padding:12px 14px}
.seo-price small{display:block;color:#9fb0c3;font-size:12px}
.seo-price b{color:#f0d18a;font-size:20px}
.seo-call,.seo-addr{margin:0;font-size:13.5px;color:#cfd8e3;line-height:1.7}
.seo-call a{color:#fff}
.seo-related{background:#f7f4ed}
.seo-related .eyebrow{color:#a5822f}
.seo-rel-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:20px}
.seo-rel{display:block;background:#fff;border:1px solid #e2dbcf;padding:18px;text-decoration:none;transition:.2s}
.seo-rel:hover{border-color:#d4ad62;transform:translateY(-3px)}
.seo-rel b{display:block;color:#071426;font-size:15px}
.seo-rel span{color:#8a6526;font-size:13px}
.seo-hub{background:#fff}
.seo-hub .eyebrow{color:#a5822f}
.seo-hub-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.seo-hub-col h3{font-family:'Manrope',sans-serif;font-size:15px;color:#071426;border-bottom:2px solid #d4ad62;padding-bottom:8px;margin:0 0 10px}
.seo-hub-col a{display:block;color:#3d4a5c;text-decoration:none;padding:6px 0;font-size:14px;border-bottom:1px dashed #e3ddd1}
.seo-hub-col a:hover{color:#8a6526}
@media(max-width:980px){.seo-grid{grid-template-columns:1fr}.seo-side{position:static}.seo-rel-grid{grid-template-columns:1fr 1fr}.seo-hub-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.seo-rel-grid,.seo-hub-grid{grid-template-columns:1fr}.seo-content h2{font-size:23px}}
.seo-hub-col a.seo-star{color:#071426;font-weight:800;background:#fff6e2;padding:8px 10px;border:1px solid #efdcb0;border-bottom:1px solid #efdcb0;margin-bottom:4px}
