IGR & MORTGAGE REGISTRATION

Mortgage Deed Registration in Maharashtra

गहाणखत नोंदणी

A registered mortgage deed creates the lender's charge on a property through a document executed and registered at the Sub-Registrar office. When a loan is enhanced or a top-up is given on the same property, an extended mortgage deed is usually registered.

Ishta Grid Rise handles the complete process – drafting, stamp duty through e-SBTR or GRAS, appointment, execution and registration – and delivers the registered document and Index 2 to the lender.

Our mortgage deed services

  • Mortgage deed drafting as per lender format
  • Extended mortgage deed for top-up / enhancement
  • Stamp duty calculation and payment (e-SBTR / GRAS)
  • Registration coordination at the Sub-Registrar office
  • Registered copy and Index 2 for the lender's records

Documents usually required

  • Sanction letter / NOC from the lender
  • Title documents and previous chain
  • 7/12 or Property Card, Index 2
  • KYC of all parties and authorised signatory letter
  • Previous mortgage deed (for extended mortgage)

Frequently asked questions

What is the difference between a mortgage deed and NOI?

A mortgage deed is a registered document executed by the parties. An NOI is an intimation filed by the lender when the mortgage is created by deposit of title deeds. The lender decides which method applies.

How long does mortgage deed registration take?

Once documents and stamp duty are ready, registration is usually completed on the appointment date at the Sub-Registrar office.

Do you also handle release of mortgage after loan closure?

Yes. We prepare and register reconveyance / release deeds after the loan is closed.

Ishta Grid Rise Pvt Ltd is a private professional services company and not a government department.